What We Do

BSA/AML Program Assessment

Independent review of BSA/AML programs against current FinCEN guidance, FFIEC examination procedures, and sponsor bank expectations.

Third-Party Risk and Oversight

Due diligence and ongoing oversight frameworks for BaaS and fintech partnerships.

Transaction Monitoring

Rule design, tuning, and validation for transaction monitoring systems.

Regulatory Exam Preparation

Pre-examination readiness reviews aligned to FFIEC BSA/AML examination procedures.

KYC/KYB Program Design

Customer and business onboarding program architecture including CDD, EDD, beneficial ownership, and ongoing monitoring.

Digital Assets Compliance

Compliance program design for platforms handling cryptocurrency transactions.

What We Do Not Do

The compliance consulting industry has a business model problem. Most firms are incentivized to keep you dependent. We built Forrest to be the opposite of that.

No Bait and Switch

The person who scopes your engagement is the person who does the work. We do not sell you a partner and staff you with a second-year associate billing at the partner rate.

No Vendor Kickbacks

We do not accept referral fees, commissions, or revenue share from any vendor we evaluate or recommend. Our recommendations are clean. Ask your current consultant if they can say the same.

No Hourly Billing

Fixed scope. Fixed price. Defined before we start. No change orders unless you change the scope. No surprise invoices. No meter running in the background.

No Hostage Deliverables

Everything we produce ships in formats you control. Open files, source code, documented infrastructure. Nothing lives in our systems. Nothing disappears when the contract ends.

No Findings Factories

We do not write assessments designed to generate follow-on engagements. If we find a gap, we hand you the remediation plan and the tools to close it yourself. We are not coming back to sell you the fix.

No Regulatory Fear Selling

We will not manufacture urgency to expand scope. If your program is sound, we will tell you it is sound. We do not need you to be broken to have a business.